10-second breakdown:
Built for individuals and businesses alike, Identity Force is packed with features everyone will love. Coming in with decades of experience, Identity Force is an identity theft protection powerhouse and definitely worth a closer look.
The good:
The personal data search is one of the coolest features in any of the identity theft protection companies. A report is compiled that shows you just about anywhere your identity is being displayed online. If you don’t like it, then Identity Force will help you get it pulled from the online world.
There are some great business-level solutions for small companies that may be susceptible to data breaches. If you have sensitive data that may be prone to hacks and other malicious behavior, you should absolutely give these services a deeper look.
There is a 30-day completely free trial. Check out all of the awesome features (including that awesome personal information deletion help) and if you don’t like it—no harm, no foul. Just cancel and you won’t be charged.
The bad:
Some features don’t come standard (like credit monitoring) and there is an extra charge if you want them.
Support options are limited to phone after hours, no live chat is available when the office is closed.
How it works:
It’s hard to go a week without hearing about some major breach at retailers all across the nation that leaves millions of people exposed. Sometimes it’s hard not to feel helpless, in this day and age how do you really know if you’re protected?
That’s where identity theft protection services come in, and one of the very best is Identity Force. A veteran of the industry, Identity Force really stands out from the crowd with their monitoring services. If something does unfortunate does happen, Identity Force also has some of the best recovery assistance in the industry – it’s like having a powerful friend to pick you up and dust you off after taking a hit.
Prevention is the name of the game here, and Identity Force really stands out from the competition here. They monitor a whole range of information including credit card accounts, bank accounts, public records, mailing addresses and insurance records.
They cover all of the bases, keeping your finances, medical insurance and criminal records protected – all three are the most common tactics for thieves to steal your identity. It’s worth pointing out that most competitors won’t cover medical insurance and records like Identity Force does, if that’s a particular area of concern you won’t find as comprehensive of protection elsewhere.
Identify Force also empowers you to keep well protected on your own. They offer an ‘identity health score’ that is sorta similar to a credit score. It grades how well you use and share your personal data on an in-house scale ranking from risky to safe. You can get a security audit and fix up your profile to make yourself a less viable target for identity thieves.
Even with all of the protection in the world, identity theft can still happen. Identity Force has your back if push comes to shove, they offer a $1 million identity theft insurance policy. One or two other competitors offer it as well, but Identity Force’s is a little different – it doesn’t matter who was at fault, you or the company. They won’t be stingy with the payout and point to some buried clause on page one hundred of your contract, the insurance payout is yours for you to use as you need.
Identity Force also offers 24/7 phone support, something else few competitors can boast, to connect you with identity theft risk specialists. They are trained and ready to help you resolve any fraud and restore your identity. It saves you the grief and time of filling out paperwork, making phone calls and doing all of the legwork to resolve the issue.
There is one hole in Identity Force’s offerings, only the premium and more expensive plan includes credit monitoring. Fraudulently using credit cards is one of the most common means of identity theft, so it’s a little disappointing to see it left out of the cheaper plan.
Identity Force offers two plans to help protect you, and offers a 14-day free trial to take the system for a spin before you commit.
The first plan is Identity Force’s ‘Ultra Secure’ package. It costs $17.95 a month or if you’re willing to commit to a full year it’s one lump sum of $179.50. Ultra Secure comes with everything you need to feel safe, they will monitor your information online and alert you if they notice anything suspicious. They also offer a handy service to cancel and re-order any cards if you lose your wallet.
The second plan is ‘Ultra Secure + Credit’ and costs $23.95 a month or a one-year lump sum of $239.50. It comes with everything the basic Ultra Secure offers but gives you a dedicated fraud resolution specialist to your account and monitors the three credit bureaus for your credit score and potential fraud.
For both of the two plans, you can tack-on child watch protection for $2.75 per month or $27.50 a year per child. Children are targeted more frequently than adults, and with the upgrade Identity Force will monitor the child’s identity, any potential fraud and provide the $1 million guarantee for the child as well.
If you run a business, Identity Force has a few extra perks you might be interested in. They keep a proactive eye out for any security breaches and if one does occur, they can help you clean up the mess. They don’t list any pricing for these plans online though, so you’ll have to give them a call if you want a business solution.
You don’t stay in business without doing something right, Identity Force has been around for decades helping governments and businesses of all sizes reduce the risk of data breaches. Whether corporate or individual, there’s a lot to love here and Identity Force really packs on the features, making it a very strong contender.
For complete rankings of all identity theft protection services, go here.
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